FUND
Reg D Rule 506(c) · Verified Accredited Investors Only

A $50 million multifamily fund built on operator economics, not story.

Wise Capital acquires Class C value-add apartments in Louisville and the broader Midwest. Every building we buy runs on the same predictive maintenance platform our portfolio team built. Fund. Platform. Advisory. One flywheel — and the NOI math is what compounds.

Verify accreditation & request the PPM Read the principal's memo
Offering size
$50Mmaximum
Minimum
$50,000
Preferred return
Up to 8%simple
Filed in
KY · CA · IL · PA
02 / OFFERING Terms

The terms, in one screen.

Wise Capital, LLC is a Nevada limited liability company managed by Wise Family Holdings LLC. The fund is offered under Regulation D Rule 506(c) and is available exclusively to investors who have been independently verified as accredited under 17 CFR 230.501(a).

Offering size$50,000,000
StructureReg D Rule 506(c)
SecuritiesMembership Interests
Minimum investment$50,000
Investor eligibilityVerified accredited
Asset focusClass C, 20–60 units
GeographyLouisville & Midwest
Target leverage65% LTV
Hold per asset24–36 months
Fund life5 yr · subject to extension
Asset management fee1.00% / yr
Acquisition fee1.00%
Disposition fee1.00%
Preferred returnUp to 8.00% simple
Carried interest20% above pref
Residual split80 / 20 LP / Mgr
Full terms in the Private Placement Memorandum. The PPM is released after accreditation verification.
Verify accreditation & request the PPM →

Final Distribution waterfall

Operating Agreement Section 11.3 — sequential and mandatory to the extent net proceeds exist. Applied cumulatively across all Harvest Period dispositions.

Paid at end of Fund Life
STEP 01
Debt payoff

All outstanding debt on remaining Portfolio Assets satisfied first.

STEP 02
Disposition fee

1% of gross sale price to the Manager, to extent not previously paid.

STEP 03
Return of capital

100% to Members until aggregate funded Capital Contributions are returned.

STEP 04
Up to 8% preferred return

Accrued preferred return for each Member's entire holding period, less prior Operating Distributions.

Mandatory catch-up
STEP 05
Performance fees

Accrued Performance Fees (20% of Net Gain per Portfolio Asset) paid to Manager.

STEP 06
Residual split

Remaining Net Proceeds distributed 80% to Members, 20% to Manager.

A Note on the Preferred Return

The preferred return of up to 8% per annum, simple and non-compounding, accrues continuously on each Member's funded Capital Contributions from the date of each contribution. During the Fund Life, the Manager may make quarterly Operating Distributions at its sole discretion, applied against each Member's accrued Preferred Return based on available cash flow. A Member may receive no Operating Distribution in any given quarter.

Full payment of accrued Preferred Return for each Member's entire holding period occurs at the Final Distribution at the end of the Fund Life (Step 4 above), calculated from the date of each Capital Contribution to the date of terminal distribution. Payment is mandatory only to the extent net proceeds remain after Steps 1 through 3. If proceeds are insufficient, a Member may never receive the full accrued Preferred Return. The preferred return is not a guaranteed payment, a debt obligation, or a fixed-income instrument.

Projected. Not guaranteed. Past performance does not guarantee future results. See the PPM for full terms, risk factors, and complete distribution mechanics including the Investment Period recycling provisions under Operating Agreement Section 11.2.

03 / STRATEGY Investment Thesis

Class C, Midwest, operated like institutional.

We buy the buildings most institutional capital ignores and most local operators can't run with discipline: 20- to 60-unit Class C apartments with below-market rents, deferred maintenance, and an owner who is ready to sell. The thesis is straightforward. Louisville and the Midwest are structurally undersupplied at the workforce-housing rent band, the seller pool is fragmented, and operating leverage is real. Every dollar of expense reduction is a valuation multiple at exit.

What separates the strategy from a typical syndication is what happens after close. Each portfolio property is enrolled in our predictive maintenance platform — software that scores every appliance and major component using Weibull failure analysis, then flags failures before they happen.

The platform was developed inside the fund's portfolio team and is the same product Wise Capital licenses to outside operators, banks, and insurance carriers. External licensing revenue is separate from the fund's real estate returns and does not affect Member distributions. Investors participate in the property economics — occupancy, rent growth, expense reduction, disposition — which is what the platform is built to protect.

PILLAR 01

Conservative leverage.

65% target LTV on the portfolio. Higher only when the asset's debt service coverage and rate environment justify it.

PILLAR 02

Stabilization, not financial engineering.

We buy at occupancy below 80% and run to 95%+ on actual operations — repositioning, in-house property management, capex deployed against a defined renovation budget per unit.

PILLAR 03

Defined exit math.

24–36 month hold per asset with the Final Distribution waterfall published in the Operating Agreement before a single dollar is committed.

The strategy is institutional. The access is private. Verify accreditation to review the Private Placement Memorandum, the Operating Agreement, and the full investment terms.
Verify accreditation & request the PPM →
04 / PORTFOLIO Current Holdings

The first asset is operating.

Asset 01
Acquired Dec 2025
Stabilizing · Q2 2026 target
Bourbon Town Apartments
Louisville, Kentucky · 20 Units · Class C Value-Add

From 60% to 95% in two operating cycles.

Acquired December 2025 for $1,640,000 at 80% LTV. Occupancy was 60% at acquisition. As of Q2 2026 the property is at 95% with year-over-year rent growth driven by HUD payment-standard adjustments. Wise Capital's predictive maintenance platform has been deployed across all 20 units.

Purchase price
$1.64M
Loan / LTV
$1.31M80% LTV
Occupancy at acq.
60%
Current occupancy
95%
Bourbon Town is asset one. The fund is built to acquire ten more like it. Verify accreditation to review the full pipeline, the PPM, and the Operating Agreement.
Verify accreditation & request the PPM →

Bourbon Town figures reflect unaudited operating results as of Q2 2026. Stabilization targets are projected. Not guaranteed. Past performance does not guarantee future results.

05 / PRINCIPAL Management

The principal carries the fund.

Christopher Wise — Managing Principal of Wise Capital
Christopher Wise · J.D.

Christopher Wise

Managing Principal

Sole owner and manager of Wise Family Holdings LLC, the fund's Manager. Christopher has built and scaled multiple operating companies across real estate, legal services, and technology — across multiple states — through the operating discipline that defines how Wise Capital underwrites every acquisition.

Wise Capital runs property management, construction, compliance support, and field operations through a qualified in-house team and vetted external partners. The principal sets the standard. The team executes against it. That model is what makes Class C value-add work at institutional discipline.

Licensed Kentucky attorney with five years of securities and family-law practice. Brandeis School of Law (University of Louisville), J.D. 2018. U.S. Navy Special Warfare veteran (SWCC, Class 61, 2008–2014).

EducationU. of Louisville, J.D. 2018
BarKentucky
ServiceU.S. Navy SWCC, '08–'14
IndustriesReal estate · Legal · Tech
Read Christopher's full background →
06 / MOAT The Flywheel

Fund. Platform. Advisory. One flywheel.

01 / FUND→

Wise Capital Fund

The capital base.

Buys Class C multifamily in Louisville and the Midwest. Each property is enrolled in the platform on day one. Operating data flows back into the model.

02 / PLATFORM→

ForVue

The product.

Predictive maintenance scoring on every appliance and component. Operators pay $2.50 per unit per month.

03 / ADVISORY↺

Wise Advisory

The channel.

HUD, CDFI, and NMTC capital advisory for sponsors raising $1M+. Routes borrowers into the platform for CNA compliance — feeding the same data engine.

Each line is a customer for the next.
We do not market this as synergy. We treat it as the competitive moat it is.
07 / FAQ Common Questions

Common questions.

Who can invest?
Wise Capital is offered under Regulation D Rule 506(c) and is available exclusively to investors who have been independently verified as accredited under 17 CFR 230.501(a). Form D notice filings are current in Kentucky, California, Illinois, and Pennsylvania as of the March 30, 2026 amendment.
What is the minimum investment?
$50,000. The Manager may accept lesser amounts at its discretion.
How is the preferred return paid?
The preferred return of up to 8% per annum, simple and non-compounding, accrues continuously on each Member's funded Capital Contributions at the Manager's sole discretion. During the Fund Life, the Manager may make quarterly Operating Distributions applied against each Member's accrued Preferred Return based on available cash flow. Full payment of accrued Preferred Return for each Member's entire holding period occurs at the Final Distribution at the end of the Fund Life, in Step 4 of the Operating Agreement Section 11.3 waterfall. Payment is mandatory only to the extent net proceeds remain after Steps 1 through 3. The preferred return is not a guaranteed payment.
What is the investment strategy and time horizon?
Wise Capital acquires Class C value-add multifamily properties of 20 to 60 units in Louisville and the broader Midwest. Target leverage is 65% LTV. Hold per asset is 24 to 36 months. Fund Life is 5 years initially, subject to Manager extension for orderly disposition. Each property is operated in-house and enrolled in our predictive maintenance platform from the day of acquisition.
How does ForVue benefit fund investors?
ForVue protects NOI on every property the fund owns. The platform scores every appliance and major component using Weibull failure analysis and 11 risk factors, flagging failures before they happen. That reduces emergency maintenance spend, prevents tenant disruption, and keeps occupancy at the operating thresholds the fund underwrites against. Every dollar of expense reduction is a valuation multiple at exit. ForVue is a separate business. Its external licensing revenue does not flow to Wise Capital investors and does not affect Member distributions in any way. Investors participate in the property economics — occupancy, rent growth, expense reduction, disposition — which is exactly what the platform is built to protect.
Who runs the operations?
Christopher Wise is the Managing Principal and signs every material decision. Day-to-day operations — property management, construction, compliance support, and field execution — are run by a qualified in-house team and vetted external partners. The model is principal-led, team-executed. That structure is what makes Class C value-add work at institutional discipline.
Where is the PPM?
The Private Placement Memorandum is provided to investors after accreditation verification through the investor portal at wisecapital.investnext.com. The PPM contains the complete terms, fee structure, distribution waterfall, and risk factors.
08 / Next Step

Ready to review the offering?

Verification takes minutes. The PPM, Operating Agreement, and full financial detail are released after accreditation is confirmed.

Verify accreditation Email the principal directly →
Offering Disclosures

Wise Capital, LLC is a Nevada limited liability company managed by Wise Family Holdings LLC, headquartered at 303 Middletown Park Place, Suite G, Louisville, KY 40243. This page describes a private offering of securities under Regulation D Rule 506(c) of the Securities Act of 1933 and is intended exclusively for prospective investors who have been independently verified as accredited under 17 CFR 230.501(a). No subscription will be accepted without completion of accreditation verification and review of the Private Placement Memorandum.

Form D notice filings are current in Kentucky, California, Illinois, and Pennsylvania as of March 30, 2026. The Company is not registered in any other state and cannot accept investors in jurisdictions where the offering has not been filed.

All financial information, return targets, and projections shown on this page are forward-looking and subject to risks, uncertainties, and assumptions described in the PPM. Projected. Not guaranteed. Past performance does not guarantee future results. The preferred return of up to 8% per annum is not a debt obligation and is not a guaranteed payment. Investors may lose all or part of their investment. See the PPM for full risk factors.

Neither the U.S. Securities and Exchange Commission, FINRA, nor any state securities regulator has approved, disapproved, or passed upon the merits of this offering or the accuracy of any information on this page.

Wise Capital Wise Capital

A Nevada limited liability company managed by Wise Family Holdings LLC. Acquiring Class C multifamily. Protecting it with ForVue. Structuring the capital stack through Advisory.

303 Middletown Park Place, Suite G
Louisville, KY 40243
+1 (502) 408-5552

Investors
Access Investor Portal →

Accredited investors only.
Verification required.

Form D filed:
KY · CA · IL · PA
March 30, 2026

Securities offered by Wise Capital, LLC (Nevada). Managed by Wise Family Holdings LLC. This website does not constitute an offer to sell or a solicitation of an offer to buy any security. Wise Capital is offered pursuant to Rule 506(c) of Regulation D under the Securities Act of 1933. Securities are available to verified accredited investors only as defined under 17 CFR § 230.501(a). Form D notice filings are current in Kentucky, California, Illinois, and Pennsylvania. Marketing to residents of any other state may not be permitted. All projections are projected, not guaranteed. Past performance does not guarantee future results. See the Private Placement Memorandum for full risk factors and offering terms. Wise Capital, through its Capital Advisory division, provides consulting services only. Wise Capital is not a licensed mortgage broker, lender, placement agent, or law firm. Advisory services do not include loan origination or financing guarantees.

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